Vision Insurance FAQs

You only get one set of eyes. Take care of them.

Your eyes not only affect how you see, but how you feel. Caring for your vision can lead to a better quality of life, including:

  • Having less headaches due to squinting and eye strain
  • Better performance at school
  • Less eye strain when working on a computer
  • More productive at work
  • Better performance in sports

It all starts with an eye exam to evaluate your vision.

Vision Insurance FAQs

  • What is Vision Insurance?
    Vision insurance is a supplemental insurance to other types of medical insurance. Vision insurance provides coverage for services rendered by eye care professionals such as ophthalmologists and optometrists. Typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, prescription sunglasses, and contact lenses, with or without copays, depending on the plan chosen.
  • Why do I need vision insurance?
    Most health insurance plans do not have coverage for routine vision care. Vision insurance provides benefits for things such as routine eye exams, glasses, frames and contact lenses.
  • Why is eye-care important?
    Besides helping you maintain your sight, routine eye exams can detect a number of serious health conditions such as glaucoma, cataracts, and diabetes. Eye exams for kids can spot problems that can impact learning and development.
  • Can I purchase a plan for myself and my dependent(s)?
    Yes. most, if not all carriers, offer coverage for member-only, member-plus-one, and family.
  • Which insurance carrier should I choose?
    When choosing a vision insurance carrier, you'll want to check on a few things before signing up. The first one is how strong or big is their network of providers or doctors? Are there a lot of options to choose from, or will you have to choose between a select few in order to receive 'in-network' benefits? If you already have a doctor you like, make sure he/she is contracted with the carrier and plan you are considering. Second, check on the carrier's claim history. Do they have a history or reputation of paying or not paying their claims? Lastly, investigate how financially sound the carrier is. Do they have good credit ratings? Will they be able to pay your claims? You can check credit ratings from services such as Moody's or AM Best.
Vision Insurance

Help. When You Need It Most

Finding the right vision plan for your needs isn’t easy. ChooseMyPlan is here to help every step of the way. If at any time you have questions about a carrier, a vision benefit or just want to double check something, don’t hesitate to call. You can also look at some of the links below that may be able to answer your questions.

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